Revolut, the global fintech with over 70 million customers, announced on January 27, 2026, the launch of full banking operations in Mexico, its first banking entity outside Europe. This launch expands Revolut’s presence to 40 countries and demonstrates the digital bank’s commitment to providing innovative financial solutions globally.
Revolut is the first independent digital bank to obtain a banking license in Mexico through a direct application and has capitalized its operations with over $100 million—more than double the minimum capital required by local regulations—reflecting a deep and long-term commitment to the market.
Furthermore, Revolut Bank S.A., a multiple banking institution, has received promising initial credit ratings that confirm a solid and stable foundation for commencing operations in the Mexican market. HR Ratings assigned a long-term rating of HR AAA and a short-term rating of HR+1, both with a stable outlook, while S&P National Ratings assigned a long-term issuer rating of “mxA+” and a short-term rating of “mxA-1,” also with a stable outlook.
“Revolut’s technology will provide millions of people in Mexico with better financial tools. This launch is part of our plan to expand into other fast-growing markets, and we are confident that we will replicate this success, aiming to reach over 100 million daily active customers in 100 countries,” said Nik Storonsky, co-founder and CEO of Revolut.
“Starting today, we are revolutionizing the banking system in Mexico. Finally, there is a sleek digital alternative to traditional institutions, offering everything from attractive interest rates on savings to seamless international transfers and financial tools for the whole family. Revolut Bank S.A. was launched to help people in Mexico get more out of their money, and this is just the beginning,” added Juan Guerra, CEO of Revolut Bank Mexico.
The new digital bank offers Mexican customers a global user experience, peer-to-peer transfers, and multi-currency features, simplifying everyday and travel-related financial transactions.
Among the services and products offered are those already familiar to users globally:
- currency exchange and the ability to hold funds in over 30 currencies at competitive exchange rates;
- instant and free international and domestic transfers;
- transparent and secure transfers to accounts at other banks;
- simplified utility bill payments;
- joint accounts to easily track and manage shared expenses such as rent, upcoming trips, or shopping;
- soon, accounts for children aged 6 to 17;
- savings accounts with instant access and attractive interest rates;
- access to the RevPoints loyalty program;
- plans with more benefits for customers (Premium or Metal) at attractive prices.
Revolut is already a global leader in digital banking, trusted by over 70 million customers worldwide and named “World’s best digital bank 2025” by Euromoney. Customers in Mexico can now download the Revolut app from the iOS App Store or Google Play Store to open an account in minutes.
