What’s going on here?
Equifax beat third-quarter expectations and raised its 2025 guidance, thanks to booming US mortgage business and steady global expansion.
What does this mean?
Equifax posted third-quarter revenue of $1.54 billion, just ahead of analyst estimates, while adjusted earnings per share jumped to $2.04 – topping forecasts too. The company lifted its 2025 revenue outlook by $40 million and expects improved annual earnings, signaling confidence in ongoing momentum. A big driver: US mortgage revenue grew 13% year-on-year – impressive given a choppy real estate market – helped by a new Mortgage Scores pricing scheme aimed at easing homebuyer costs. International results backed up the strength, with sales climbing 6% on reported numbers, particularly in Latin America and Canada. Workforce Solutions, which serves employers and government clients, also delivered 5% growth. All told, analysts see more upside ahead, with a median 12-month target projecting an 18% gain from current share prices.
Why should I care?
For markets: A strong platform for growth.
Equifax’s ability to drive both domestic and international revenue growth is bolstering investor sentiment, especially as its price-to-earnings ratio dropped from 31 to 26 last quarter, making shares look more appealing. Analyst ‘buy’ ratings continue, with expectations for healthy profits ahead. And with a raised cash flow forecast of up to $975 million for 2025, Equifax is well-positioned to invest in new technology and expand its services.
The bigger picture: Digital momentum powers global expansion.
Equifax’s gains tap into a larger trend: digital innovation is unlocking new revenue streams for financial service firms worldwide. Initiatives that boost homebuyer affordability show how data providers are adapting to changing consumer and regulatory needs. Firms with diverse global footprints and advanced tech, like Equifax, are more resilient in a volatile world and ready to capture opportunities as financial markets shift.
Introducing Meanwhile
What do bitcoin and life insurance have in common?
Very little… Except that together, they could help secure your family’s financial future
Meanwhile has brought these two worlds together, creating the first life insurance policies entirely denominated in bitcoin. So now, you can protect and grow long-term wealth while staying fully within the bitcoin economy.
That first-of-its-kind model just earned Meanwhile $82 million in new funding from some of the biggest names in finance and crypto – led by Bain Capital Crypto and Haun Ventures, with early backing from OpenAI’s Sam Altman.
Come and meet the founder behind it all: Meanwhile CEO Zac Townsend will be speaking at our Modern Investor Summit this December.
